Business growth is not just about increasing business activity and making greater profits. It’s also about maximising the investments you make with those profits and securing the successful continuity of the business.
Corporate investment strategies
Most prudent organisations want to retain a healthy amount of capital within the business to ensure a smooth cash flow, to act as security against unforeseen problems or bad debts and as available funds for future capital expenditure or strategic investments.
However, the current era of historically low interest rates mean that companies are struggling to obtain meaningful returns on cash deposits.
We're able to assist businesses in obtaining better returns on corporate funds and working capital.
We agree a clear brief in terms of what risk, if any, a business is willing to take and on the timescale for any investment. This allows us to shape the appropriate strategy, potentially using a mix of fixed term deposits, structured investment products and funds or bonds.
The value of your investment can go down as well as up and you may not get back the full amount invested.
Wider corporate strategy
Working hand-in-hand with your accountants we are also experienced in helping a firm and its management develop an optimum approach to key corporate decisions. These might include whether and how to own commercial property where opportunities arise to acquire the business premises and on how to structure business sales or acquisitions in the most tax-efficient way.
Risk warnings: Direct investment into property
It may be difficult to sell or realise the investment, or obtain information about its value, or the extent of the risks to which it is exposed.
The value of property investments and income from them can go down as well as up and investors may not get back the amount originally invested.
As property is a specialist sector it can be volatile in adverse market conditions, there could be delays in realising the investment.
Property value is a matter of judgement by an independent Valuer therefore it is generally a matter of opinion rather than fact.
The Financial Conduct Authority does not regulate Taxation advice and some aspects of commercial mortgages.